All Episodes
Episodes
Compound Interest and the Rule of 72
Double your money with this formula: The Rule of 72.
This rule will determine how long it will take to double your initial investment when you have a compound interest rate that you will receive. AND you can...
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Will Getting a Raise Make Your Finances Worse?
25 years ago I got a raise. And I was so happy at first, but it made my financial situation worse than it was before!
I didn't know how to view and manage my money well at the time so I viewed the raise as "free...
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Take Care of Your Body, Take Care of Your Finances
What does physical health have to do with financial health? That is something many people miss when it comes to their money. Let's take a look and see how we can take care of our finances like we take care of our...
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Should I Tell My Kids No?
Why you should tell your kids no.
No. Is a complete sentence. The sentence "no" allows others to understand there are boundaries. Within your house and outside of their home. It will give your kids confidence while...
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The Bridge Account (For Early Retirement)
Have you been saving for retirement? Awesome! But what happens if you want to access some of your money before you reach retirement age?!?
We recommend to continue saving in your retirement accounts AND save extra...
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The Real Cost of Owning a Home
Our recommendations for getting a mortgage:- term = 15-year fixed rate mortgage - 20% down payment (goal to avoid private mortgage insurance) - payment is no more than 25% of your take home pay
Thinking of buying a...
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Tax Brackets Explained (hint: yes, take the raise!!)
The Truth About Tax Brackets
"Should I accept this raise or this bonus?"
Popular myth: "Making more money will put me in the next tax bracket! I don't want to pay the higher rate for my entire income...."
Yes, your...
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Should I Combine My Finances After I Get Married?
How long have you been married? 1 day, month, year, or decades.....
It doesn't matter because it's time to combine your finances. My wife, Elle, and I combined our finances as soon as we got married. Not before and...
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Zero % Financing Is A Marketing Tool
Beware of purchasing something at 0% Financing. It's a marketing ploy to get you to buy something you probably can't afford, or at a minimum, don't really need. We are the most marketed to culture in the history of...
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It Doesn't Have to Cost Money to Get Out of the "Friend Zone"
Valentines Day ideas that don't cost a lot of money: - Hand made gift (ie cards) - Set a romantic mood at home - Know your and your partners love language (acts of service, gifts, quality time, words of affirmation,...
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Credit Cards Are the Cigarette of the Financial Industry
Remember when cigarette's were cool? Doctors even smoked them. This is exactly how I feel about credit cards! We will view them as the financial cancer they are in the coming decades.
Do yourself a favor and stop...
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Debt Elimination is just the beginning
We want you to get rid of debt, but that's just the beginning. The real fun comes after the debt is gone!
There are lots of people out there who focus on helping us get out of debt. I'm a financial coach and know a...
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